[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aliamb.cz\/vzdycky-muze-byt-lip\/#Article","mainEntityOfPage":"https:\/\/www.aliamb.cz\/vzdycky-muze-byt-lip\/","headline":"V\u017edycky m\u016f\u017ee b\u00fdt l\u00edp","name":"V\u017edycky m\u016f\u017ee b\u00fdt l\u00edp","description":"Podnik\u00e1n\u00ed je n\u011bco, co v\u017edycky bylo, je i bude nejist\u00e9. I kdyby si kdokoliv z n\u00e1s vybral tu zd\u00e1nliv\u011b nejlukrativn\u011bj\u0161\u00ed oblast p\u016fsobnosti, i kdyby podnikal<span class=\"more-button\"><a href=\"https:\/\/www.aliamb.cz\/vzdycky-muze-byt-lip\/\" class=\"more-link\">P\u0159e\u010d\u00edst \u010dl\u00e1nek<span class=\"screen-reader-text\">V\u017edycky m\u016f\u017ee b\u00fdt l\u00edp<\/span><\/a><\/a>","datePublished":"2022-11-29","dateModified":"2022-11-29","author":{"@type":"Person","@id":"https:\/\/www.aliamb.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.aliamb.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aliamb.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aliamb.cz\/wp-content\/uploads\/euro-1974712_960_720.jpg","url":"https:\/\/www.aliamb.cz\/wp-content\/uploads\/euro-1974712_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.aliamb.cz\/vzdycky-muze-byt-lip\/","about":["Pen\u00edze"],"wordCount":413,"articleBody":"      Podnik\u00e1n\u00ed je n\u011bco, co v\u017edycky bylo, je i bude nejist\u00e9. I kdyby si kdokoliv z n\u00e1s vybral tu zd\u00e1nliv\u011b nejlukrativn\u011bj\u0161\u00ed oblast p\u016fsobnosti, i kdyby podnikal v m\u00edst\u011b, kter\u00e9 je pro podobnou \u010dinnost jako d\u011blan\u00e9, i kdyby m\u011bl doty\u010dn\u00fd ty nejlep\u0161\u00ed p\u0159edpoklady pro v\u00fdkon takov\u00e9 pr\u00e1ce a situace na trhu vypadala dost dob\u0159e, v\u017edycky se m\u016f\u017ee n\u011bco zkomplikovat a cel\u00e9 podnik\u00e1n\u00ed pak jde k \u0161\u00edpku. Nebo p\u0159inejmen\u0161\u00edm nevzkv\u00e9t\u00e1 tak, jak by to bylo \u017e\u00e1douc\u00ed.Nikdo z podnikatel\u016f tedy nikdy nem\u016f\u017ee tvrdit, \u017ee on je v suchu, \u017ee jemu se nic podobn\u00e9ho st\u00e1t nem\u016f\u017ee. Na ka\u017ed\u00e9ho mohou n\u011bkdy probl\u00e9my dolehnout. A kdy\u017e k tomu dojde, je n\u011bkdy vhodn\u00e9 a n\u011bkdy dokonce i p\u0159\u00edmo nutn\u00e9 vz\u00edt si p\u016fj\u010dku, aby se dalo podnikat d\u00e1l a byla tak nad\u011bje na to, \u017ee se to zase \u010dasem sprav\u00ed.Kdy\u017e soukromn\u00edci c\u00edt\u00ed pot\u0159ebu p\u016fj\u010dky, pochopiteln\u011b se po n\u011bjak\u00e9 sh\u00e1n\u011bj\u00ed. Hledaj\u00ed takov\u00fd produkt na\u0161eho finan\u010dn\u00edho trhu, kter\u00fd by jim za co nejv\u00fdhodn\u011bj\u0161\u00edch podm\u00ednek prosp\u011bl. A \u010dasto se zada\u0159\u00ed a nezbytn\u00e1 p\u016fj\u010dka se n\u011bkde se\u017eene.Ale co kdy\u017e ne? Co kdy\u017e n\u011bkter\u00fd ze soukromn\u00edk\u016f \u017e\u00e1d\u00e1 po\u0159\u00e1d dokola v nejr\u016fzn\u011bj\u0161\u00edch finan\u010dn\u00edch instituc\u00edch, ale po\u0159\u00e1d se nenal\u00e9z\u00e1 nikdo, kdo by mu pen\u00edze poskytl? Pak je na \u010dase, aby se vyu\u017eila hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, poskytovan\u00e1 nebankovn\u00ed spole\u010dnost\u00ed.Ani takovou nebankovn\u00ed hypot\u00e9ku sice nedostane n\u011bkdo ze soukrom\u00fdch podnikatel\u016f jen tak, i tady jsou t\u0159eba z\u00e1ruky splacen\u00ed p\u016fj\u010den\u00e9 sumy, kter\u00e9 m\u016f\u017ee trvat i t\u0159icet let, ale rozd\u00edl ve srovn\u00e1n\u00ed s jin\u00fdmi p\u016fj\u010dkami tu p\u0159ece jenom je. Takovou nebankovn\u00ed hypot\u00e9ku toti\u017e dostane bez probl\u00e9m\u016f ten, kdo se za ni zaru\u010d\u00ed nemovitost\u00ed, a ne jen ten, kdo hodn\u011b vyd\u011bl\u00e1v\u00e1 a m\u00e1 \u010dist\u00e9 registry dlu\u017en\u00edk\u016f. Co\u017e znamen\u00e1, \u017ee podnikatel s n\u011bjak\u00fdm domem, komer\u010dn\u00edm objektem nebo jinou nemovitost\u00ed ur\u010dit\u011b nen\u00ed bez \u0161anc\u00ed. A to ani tehdy, kdy\u017e u\u017e mu ve v\u0161ech bank\u00e1ch ozn\u00e1mili, \u017ee je na tom tak b\u00eddn\u011b, \u017ee od nich neuvid\u00ed ani korunu.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u017edycky m\u016f\u017ee b\u00fdt l\u00edp","item":"https:\/\/www.aliamb.cz\/vzdycky-muze-byt-lip\/#breadcrumbitem"}]}]